Meet Dr. Waqar Naqvi
Dr. Waqar Naqvi, Ph.D., MFin, CFA®, CFP®, brings a rare combination of academic depth and real financial leadership to the families and business owners who trust WANVORA with their wealth. As co-founder and lead advisor, he holds the two credentials that rarely sit with one person: the CFA charter for investment discipline and the CFP mark for financial planning, over a doctorate in finance. Most people’s money is handled by an advisor who cannot see the tax picture and an accountant who cannot see the plan. Dr. Naqvi built WANVORA so clients never have to sit between the two.
He works with clients on the decisions that shape wealth over decades, not quarters: how a portfolio should be built around a real financial plan rather than a model handed to everyone, when and how to draw retirement income in the right order across registered and non-registered accounts, and how today’s investment choices land once tax is accounted for. His CFA training governs how portfolios are constructed and coordinated with licensed managers. His CFP work turns that into a plan a family can actually follow.
His doctorate was in portfolio optimization, and that academic grounding shows up directly in the work. Dr. Naqvi has taught investment finance, financial planning, and tax planning at the university level, and the same rigour he brought to the classroom shapes how he pressure-tests a client’s plan. He has also served as a fractional CFO for growing businesses, overseeing financial modelling, valuation, and cash flow, which means he reads a business owner’s personal wealth and their company as one connected picture.
What sets his advice apart is that the tax view is never an afterthought. Through the group’s tax practice, a client’s plan and their return are built from the same picture rather than two professionals working in the dark. For the families WANVORA serves, that is the difference between advice that sounds right and advice that holds up when the numbers are filed.
Working with Dr. Naqvi means more than a portfolio or a plan on paper. It means a single advisor who understands the financial decisions living behind the numbers, and who helps you make them with confidence, from the wealth you are building today to the legacy you will leave behind.