Your Partner in Financial Planning, Tax, and Wealth Management

WANVORA Wealth Management delivers independent financial planning, tax planning, investment management, estate planning, and retirement planning services to Canadians nationwide. Our CFA charterholder and CFP® certified planner provide unbiased advice that puts your success first.

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Backed by 35+ Years of Combined Founder Experience

At big banks, you are just another account number. At WANVORA Wealth Management, you are a valued partner. Our dedicated advisors take time to understand your goals, concerns, and aspirations. We build lasting relationships rooted in trust and transparency.

WANVORA Wealth Management is an independent financial planning firm founded by two career professionals, a CFA Charter holder with a Ph.D. in Finance and a CPA with two decades of international tax experience. We sell no products. We earn no commissions. Every recommendation is built on one principle: your interests come first.

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Unbiased Financial Advice

Our experts give honest guidance that helps you build wealth and achieve your dreams.

Long Term Partnership

We build lasting relationships focused on your financial growth and security to work long term.

Transparent Fee Structure

We keep our pricing transparent from day one so you invest with complete confidence.

SERVICES

Services We Provide

Everything You Need Under One Roof

Financial Planning

We create personalized financial strategies that align your wealth with your goals at every life stage.

Investment Management

We coordinate portfolio management through licensed investment managers, built around your plan and your tax situation.

Tax Planning

We develop proactive tax strategies that minimize your burden and keep more money in your pocket.

Estate Planning

Our team helps you secure your legacy and ensure smooth wealth transfer to future generations.

Retirement Planning

We build retirement income plans that provide lasting financial security and complete peace of mind.

Canada Departure Tax Planning

Our advisors help you navigate exit tax obligations and protect your wealth.

Cross-Border Tax Planning

We deliver seamless Canada-US tax solutions for individuals and families with ties to both countries.

Non-Resident Tax Services

Our team provides expert filing and compliance support for Canadians abroad and foreign income earners.

Families

The WANVora Difference

Capped at 50 Families.

By Design.

“Most wealth firms grow until quality breaks. We chose the opposite.”

WANVORA Wealth Management will accept a maximum of 50 client families. Once we reach that number, we limit new work to existing clients, their adult children, and a small waitlist.

The math is deliberate. Two founding partners. Fifty families. It allows us to do the integrated work properly; the kind that requires actually knowing your business, your tax history, your kids’ situations, and your goals at a level that 200-client books simply cannot support.

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Why Choose WANVORA Wealth Management?

CFP & CFA Certified Planners

Our CFP and CFA designated planners bring trusted expertise to your financial journey.

CPA Licensed Professionals

Our CPA team delivers precise strategies that grow and protect wealth.

Locally Owned and Operated

We live in your community and stay committed to your success.

stability

Your Financial Future in Trusted Hands

Experience Our Commitment to Your Success

TEAM

The WANVORA Advantage: CFA + CPA Integration

Trusted expertise for complex needs

Waqar Naqvi, Ph.D., MFin, CFA®, CFP®

Financial Planning & Investment Strategy

“I bring CFA-level quantitative portfolio expertise and Ph.D.-level financial research to optimize your investments for maximum after-tax returns.”

Specialization
Background

Quantitative portfolio construction
Factor-based investing strategies
Alternative investment integration
Cross-border portfolio optimization
Academic research & thought leadership

CFA Charter holder
Ph.D. in Finance (Portfolio Optimization)
Master of Finance, Queen’s University
Former Finance Professor
15+ years investment management

Narinder Singh, CPA, CGA

Tax Strategy & Estate Planning

“I combine Big 4 accounting rigor with international tax haven expertise to minimize your tax burden and preserve generational wealth.”

Specialization
Background

Cross-border tax optimization
Offshore structuring & tax haven planning
Estate planning & wealth transfer
Corporate tax strategy
M&A tax advisory

CPA, CGA with In-Depth Tax Certification
Former Ernst & Young (Bermuda, Monaco, Dubai, Oman, London)
20+ years international tax experience
Expertise in tax haven jurisdictions
Senior tax advisor to Indigenous trust settlement corporations

WHY THIS PARTNERSHIP MATTERS

Most firms are either investment-focused OR tax-focused. WANVORA integrates both under one roof so your strategies are designed together from day one.

No referrals to outside CPAs

No miscommunication between advisors

No missed tax optimization opportunities

Seamless, integrated wealth management

How We’re Different

Leadership

CFA®, CFP®

Junior advisors

Algorithm only

Varies

Investment Approach

Quantitative, factor-based

Generic portfolios

Passive ETFs only

Varies

Tax Expertise

Advanced cross-border specialist

Basic

None

Varies

Cross-Border Planning

Core specialty

Refer out

Not available

Occasionally

Products Sold

None

Yes (mutual funds, insurance)

No products

Varies

Service Model

Direct access to CFA®, CFP® partners

Meetings with junior staff

Digital only

Varies

Minimum

$500K

$500K-$1M

None

Varies

Client Limit

Maximum 50 families

Unlimited

Varies

Outcome

Measurably better after-tax returns

Generic advice

Automated rebalancing

Varies

THE WANVORA ADVANTAGE

WANVORA Management integrates investment management and tax strategy from the start. Our founding partners combine CFA investment expertise with CPA tax planning to deliver coordinated solutions for complex cross border wealth.

Our Commitment

“You work directly with Waqar and Narinder. Not associates. Not intermediaries. The people you meet are the people who manage your wealth.”

CFA® and CFP®expertise combined to align investment and tax strategy

Cross border specialists with deep experience in complex cases

Boutique service limited to 50 families for true personal attention

We work for you, not for an investment company

Quantitative investing based on research and evidence

Your Journey With WANVORA Wealth Management

At WANVORA Wealth Management, we believe Canadians deserves access to independent financial guidance. Our team takes time to understand your unique situation before recommending any strategy. We do not rush decisions and we never push products that do not serve your goals.

Our approach combines 15 years of experience with personalized attention. From your first consultation to ongoing portfolio reviews, WANVORA Wealth Management remains committed to your long term success. We measure our results by your achievements.

WANVORA Wealth Management Serves Canadians Coast to Coast

From our roots in Mississauga, WANVORA Wealth Management has grown to serve Canadians in Toronto, Ottawa, Calgary, Vancouver, and beyond. Our team understands the diverse financial needs of clients across different provinces and industries.

WANVORA Wealth Management works with individuals, families, and business owners who value independent advice and long term relationships. We bring the same dedication and expertise to every client, regardless of location. Your financial goals are our priority.

FAQ’s

WANVORA Wealth Management is an independent financial planning firm offering integrated financial planning, tax planning, investment management, estate planning, and retirement planning. Our founding partners bring more than 25 years of combined experience to every client engagement.

We serve individuals, families, business owners, executives, and professionals across Canada. Our team also assists expats, non residents, and clients with cross border financial needs.

Our clients are individuals, families, and business owners across Canada who have built something worth protecting, and who want it managed carefully rather than aggressively.

What most have in common is complexity that one advisor can’t cover alone — a corporation, property or family in more than one country, stock compensation, or a plan to leave Canada at some point. Many are entrepreneurs, executives, or professionals. A good number are expats, non-residents, or Canadians with U.S. tax exposure. If your situation touches more than one tax system, that’s usually when we’re the right call.

After a first conversation, and once we both agree there’s a fit, we begin formally. We review the financial and personal information you share with us, then build our recommendations for your portfolio and for any planning issues we spot along the way — tax, estate, cross-border, or corporate. Your accounts are opened and your assets transferred during this stage.

You’ll also receive a written Investment Policy Statement: a plain-language agreement setting out how your money will be invested, what you’re targeting, and how much risk you’re comfortable carrying. Think of it as the plan our work gets measured against.

There’s a great deal happening in the background during this period. Our job is to make sure you feel none of it.

Your money is held in trust, in accounts registered in your name at a regulated Canadian custodian. You own the assets. We provide the recommendations, implement the strategy you’ve agreed to, and administer the account — but only you, or someone you have legally designated, can move money in or out of it, regardless of what it holds.

Financial services is among the most tightly regulated industries in Canada and we follow those standards closely. Your personal information is handled under PIPEDA and held on secure systems. You can view your statements online at any time, and we review the account with you on a regular schedule.

We’re paid a fee for the work we do, not commissions or loads on transactions. For ongoing management that fee is a percentage of the assets we manage for you. For one-off work — departure tax, an estate plan, a business exit — it’s a project fee agreed in advance.

The structure is deliberate. We have no incentive to trade your account or to steer you toward one product over another, because the only way we earn more is for your portfolio to grow. Tax planning and filing coordination are included in the fee rather than billed separately. Full details are on our fee page.

Our team includes CPA licensed professionals, CFP certified planners, and CFA designated investment managers. These credentials ensure trusted expertise across all financial disciplines.

We operate independently with no product quotas or commissions. Our advice focuses solely on your best interest, not sales targets or hidden incentives.

Yes. We offer a free initial consultation to understand your goals and explain how we help you achieve them.

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